 Financial Highlights
Consolidated Figures as at year end:
in US Dollar millions |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
| Net Income |
2.8 |
2.57 |
3.31 |
3.94 |
4.91 |
7.0 |
| Total Assets |
440.5 |
468.3 |
533.3 |
631.2 |
667.4 |
710.42 |
| Loans & Advances |
143.3 |
160.5 |
185.9 |
206.8 |
223.9 |
256.84 |
| Deposits from customers |
363.4 |
374.5 |
423.6 |
473.3 |
528.4 |
554.19 |
| Total shareholders’ equity |
38.9 |
39.9 |
41.2 |
58.1 |
62.5 |
86.95 |
| Earnings per share (in LBP) |
267 |
264 |
312 |
379 |
496 |
676 |
| Market share value (in USD) |
3.5 |
3.5 |
3.5 |
3.5 |
3.85 |
4.25 |
Financial Ratios
in percentage |
2001 |
2002 |
2003 |
2004 |
2005 |
2006 |
| Loans to deposits |
| Banque Bemo sal |
33.9% |
33.0% |
33.1% |
35.9% |
37.2% |
42.35% |
| Lebanese Banking Sector |
37.9% |
36.5% |
32.3% |
30.6% |
30.4% |
n.a |
| Doubtful loans to gross loans |
| Banque Bemo sal |
7.7% |
8.8% |
5.7% |
5.2% |
3.33% |
2.44% |
| Lebanese Banking Sector |
18.1% |
21.8% |
23.5% |
21.3% |
n.a |
n.a |
| TBs & Gvt paper/Assets |
| Banque Bemo sal |
5.0% |
5.37% |
6.24% |
4.2% |
5.7% |
7.87% |
| Lebanese Banking Sector |
30.4% |
32.7% |
23.7% |
23.8% |
25.2% |
n.a |
| Net Liquid Assets/Deposits |
| Banque Bemo sal |
75.5% |
76.7% |
73.8% |
74.5% |
72.19% |
71.92% |
| Lebanese Banking Sector. |
74.0% |
78.0% |
82.5% |
83.8% |
n.a. |
n.a. |
| BIS Capital Adequacy |
| Banque Bemo sal |
15.9% |
17.9% |
12.1% |
17.4% |
16.9% |
23.03% |
| Lebanese Banking Sector |
19.0% |
20.1% |
23.1% |
21.0% |
n.a |
n.a |
Financial Statements
Click here to download:
For additionnal details. you can download the detailed financial statements by following the links below :
 Unaudited Balance Sheet as at 31/12/2007
Audited Balance Sheet as at 31/12/2006
Audited Balance Sheet as at 31/12/2005 |
